IFSC Code : IBKL0497LUC

Service Charges

Sr. Particulars Rates Including Service Tax  
No.

 
1 Charges for non maintenance of Average quarterly balance (AQB) (Incidential Charges/Minimum Balance)  

a) SB A/c with Chq. Book Rs. 35/- per Qtr  

SB A/c without Chq. Book Rs. 25/- per Qtr

Little Master Saving Account
(with or without Cheque Book)
Rs. 35/- per Qtr

b) CA A/c Rs. 2500/- Rs. 115/- per Qtr

 
2 Account Closuer Charges    
i) Savings Bank A/c  

- Within 6 month Rs. 115/-

- Within 1 year Rs. 60/-
ii) Current A/c  

- Within 6 month Rs. 230/-

- Within 1 year Rs. 115/-
iii) Recurring Depo. (Before Maturity) Rs. 60/- (Stationary Chg)
iv) Pigmy Account Rs. 35/-
v) Unutilised cheque leaves at the time of closure fo
Account
 

Savings Bank A/c Rs. 2.5/- per leaf

Current A/c Rs. 6/- per leaf
     
3 Inoperative A/c    

SB A/c ( Above 2 Year) Rs.115/- Per Annum

CA A/c ( Above 2 Year) Rs. 175/- Per Annum
4 Balance Certificate    

Savings Bank A/c Rs. 60/- per certificate

Current A/c Rs. 60/- per certificate

Deposit A/c Rs. 60/- per certificate

Loan A/c Rs. 60/- per certificate

   

Issue of Certificate viz. NO Dues, NOC, Interest
Certificate, Cheque Honoured, Account maintaining etc.
Rs. 60/- per certificate  

   

Cash Deposit / Withdrawal limit at non home branch (free of charge)    

Savings Bank A/c i. Deposit = No limit,
ii. Withdrawal = Rs. 20,000/- per day
 

Current A/c i. Deposit = No limit,
ii. Withdrawal = Rs. 20,000/- per day
 

     

Issue of Chq. Book    

Savings Bank A/c (15 cheque leafs) Rs. 3.5/- per Leaf

Current A/c (45 cheque leafs) Rs. 2.5/- per Leaf

Cash Credit (45 cheque leafs) Rs. 2.5/- per Leaf

   

Duplicate Pass Book    

Savings Bank A/c Rs. 35/-

Recurring Depo. Rs. 35/-

Statement of A/c    

Savings Bank A/c Rs. 25/- per page or part thereof

Current A/c Rs. 25/- per page or part thereof

Cash Credit Rs. 25/- per page or part thereof

   

Photo Attestation Rs. 115/- Per Request  

   

Signature Verification Rs. 115/- Per Request  

   

Address Confirmation Rs. 60/- Per Request  

   

Standing Instruction for branch Rs. 20/- Per Request  

   

Standing Instruction for another branch Rs. 20/- Per Request

   

Addition / Delition of Names Rs. 35/- Per Request  

     

Addition / Delition of Names in case of death Nil  

     

Allowing operation through power of attorney/mandate Rs. 60/- Per Request  

     

Transfer of Funds (ABB) Nil  

     

Issue of ATM Card & PIN Mailer    

New ATM Card  

Savings Bank A/c Free

Current A/c Free

ATM Card Mintanance charges half yearly after the date of issue of ATM Card  

Savings Bank A/c Rs. 115/-

Current A/c Rs. 115/-

ATM Card Renewal Charges (for three years)  

Savings Bank A/c Rs. 60/-

Current A/c Rs. 115/-

Duplicate ATM Card & PIN Mailer  

Savings Bank A/c Rs. 140/-

Current A/c Rs. 265/-

   

Duplicate Deposit Receipts Rs. 115/- per Receipt  

   

Cheque Return    

Savings Bank A/c Rs. 115/- (Inward / Outward)

Current A/c Rs. 175/- (Inward / Outward)

Cash Credit Rs. 175/- (Inward / Outward)

   

Stop payment Instructions    

Savings Bank A/c Rs. 81/- Per Leaf

Current A/c Rs. 140/- Per Leaf

CC /CCD /CCC Rs. 140/- Per Leaf

   

Stop Payment instruction after loss of complete cheque book or range of cheques    

Savings Bank A/c Rs. 115/- Per instance

Current A/c Rs. 230/- Per instance

CC /CCD /CCC Rs. 230/- Per instance

   

OBC/IBC Cheques Min. Rs. 46/- + Postage  

Upto Rs. 1,00,000/- Rs. 5 Per Thousand +Postage

More than Rs. 1,00,000/- Rs. 575/- + Postage (Per Cheque)

   

Solvency Certificate    

Upto Rs. 1,00,000/- Rs. 575/- Per Certificate

More than Rs. 1,00,000/- Rs.1150/- Per Certificate

  (Maxi. Rs.11,500/- Per Certificate)

 

Payorder/ D.D. Min. Rs. 35/-  

  1.15 Paisa Per Thousand

   

Revalidatopm of Payorder / DD Rs. 60/- per instrument

   

Cancellation of Payorder / DD Rs. 60/- per instrument

   

Issue of duplciate Payorder / DD Rs. 60/- per instrument

   

Electronic Clearing Service {ECS} (Inward / Outward - Return)    

Savings Bank A/c Rs. 115/-

Current A/c Rs. 230/-

CC /CCD /CCC Rs. 230/-

   

Loan file processing Charges    

For CRE 2% of loan limit

For Non CRE 1% of loan limit

Renewal of Cash Credit 0.25% of limit (Maximum Rs. 25,000/-)

   

Loan File Inspection Charges (New / Renewal)    

Upto Rs. 1,00,000/- Rs. 60 Per Annum

Rs. 1,00,001/- to Rs. 5,00,000/- Rs. 115 Per Annum

Rs. 5,00,001/- to Rs. 10,00,000/- Rs. 345 Per Annum

Rs. 10,00,001/- to Rs. 20,00,000/- Rs. 460 Per Annum

Rs. 20,00,001/- to Rs. 30,00,000/- Rs. 575 Per Annum

Rs. 30,00,001/- to Rs. 40,00,000/- Rs. 690 Per Annum

Rs. 40,00,001/- to Rs. 50,00,000/- Rs. 1035 Per Annum

Rs. 50,00,001/- and Above Rs. 1150 Per Annum

   

Stationary Charges On Loan Files (New/Renewal)    

Up to Rs. 1,00,000/- Rs. 115/-

Above Rs. 1,00,000/- Rs. 230/-

   

Bank Guarantee Commission    

a. 100% of deposit 1% of Bank Guarantee amount

b. 50% of Deposit + acceptable collateral security for bank 2% of Bank Guarantee amount

c. less than 50% of Deposit + acceptable collateral
security for bank
3% of Bank Guarantee amount

   

Charges for Pre Payment of Loan 3% of Balance Amount  

(Other then Housing Loan)  

RTGS Charges    

Rs. 2 Lakh to 5 Lakh Rs 35/- Per RTGS

More then Rs 5 Lakh Rs 60/- Per RTGS

   

NEFT Charges  

Upto Rs 10000/- Rs. 12/-

Rs. 10001/- to 100000/- Rs. 25/-
  Rs. 100001/- to 200000/- Rs. 35/-
  Above Rs. 200000/- Rs. 60/-

   

Missing of Locker Key Rs. 575/- + Actual Charges paid to company  

   

Missing of Token Rs. 115/- Per Token

   

E-Payment Charges Rs. 115/- Per Challan  

   

Pending Locker Rent (Notice charges) Rs.60/- + postage charges  

     

Penalty on late payment of Locker Rent Rs.60/- per month  

     

Franking Charges Rs. 10/- Per Frank  

   

Franking Cancellation Charges Rs. 1150/- for 1st copy & Rs. 290/- per copy of the rest original copies  

   

SMS Banking Nil  

   

Overdue notice charges by Branch Manager / Special Recovery Officer Rs. 1150/-  

   

Overdue legal notice charges by Legal Advisor Rs. 2300/-

   

Note -  No debit to income accounts except reversal of charges

Latur Bank, Pune Copyright © 2017 .All Rights Reserved
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