Sr. | Particulars | RATES EXCLUDING GST | |
---|---|---|---|
No. | |||
1 | Charges for non-maintenance of Average quarterly balance (AQB) | (Incidental Charges/Minimum Balance) | |
a) SB A/c with Chq. Book | Rs. 50/- per Qtr. | ||
SB A/c without Chq. Book | Rs. 30/- per Qtr. | ||
Little Master Saving Account (with or without Cheque Book) |
Rs. 30/- per Qtr. | ||
b) CA A/c Rs. 2500/- | Rs. 300/- per Qtr. | ||
2 | Account Closure Charges | ||
i) | Savings Bank A/c | ||
- Within 6 month | Rs. 200/- | ||
- Within 1 year | Rs. 100/- | ||
ii) | Current A/c | ||
- Within 6 month | Rs. 500/- | ||
- Within 1 year | Rs. 300/- | ||
iii) | Recurring Depo. (Before Maturity) | Rs. 50/- (Stationary Chg.) | |
iv) | Pigmy Account | Rs. 40/- | |
v) | Unutilized cheque leaves at the time of closure fo Account |
||
Savings Bank A/c | Rs. 2.5/- per leaf | ||
Current A/c | Rs. 6/- per leaf | ||
3 | Inoperative A/c | ||
SB A/c ( Above 2 Years) | Rs. 200/- Per Annum | ||
CA A/c ( Above 2 Years) | Rs. 500/- Per Annum | ||
4 | Balance Certificate | ||
Savings Bank A/c | Rs. 50/- per certificate | ||
Current A/c | Rs. 50/- per certificate | ||
Deposit A/c | Rs. 50/- per certificate | ||
Loan A/c | Rs. 50/- per certificate | ||
Issue of Certificate viz. NO Dues, NOC, Interest Certificate, Cheque Honored, Account maintenance, etc. |
Rs. 100/- per certificate | ||
Cash Deposit / Withdrawal limit at the non-home branch (free of charge) | |||
Savings Bank A/c | i. Deposit = No limit, ii. Withdrawal = Rs. 50,000/- per day |
||
Current A/c | i. Deposit = No limit, ii. Withdrawal = Rs. 50,000/- per day |
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Issue of Chq. Book | |||
Savings Bank A/c (15 cheque Leafs) | Rs. 3.00/- per Leaf | ||
Current A/c (45 cheque Leafs) | Rs. 2.00/- per Leaf | ||
Cash Credit (45 cheque Leafs) | Rs. 3.00/- per Leaf | ||
Duplicate Pass Book | |||
Savings Bank A/c | Rs. 50/- | ||
Recurring Depo. | Rs. 50/- | ||
Statement of A/c | |||
Savings Bank A/c | Rs. 20/- per page or part thereof | ||
Current A/c | Rs. 20/- per page or part thereof | ||
Cash Credit | Rs. 20/- per page or part thereof | ||
Photo Attestation | Rs. 100/- Per Request | ||
Signature Verification | Rs. 100/- Per Request | ||
Address Confirmation | Rs. 50/- Per Request | ||
Standing Instruction for branch | Rs. 15/- Per Request | ||
Standing Instruction for another branch | Rs. 15/- Per Request | ||
Addition / Deletion of Names | Rs. 30/- Per Request | ||
Addition / Deletion of Names in case of death | Nil | ||
Allowing operation through the power of attorney/mandate | Rs. 100/- Per Request | ||
Transfer of Funds (ABB) | Nil | ||
Issue of ATM Card & PIN Mailer | |||
New ATM Card | |||
Savings Bank A/c | Free | ||
Current A/c | Free | ||
ATM Card Maintenance charges yearly after the date of issue of ATM Card | |||
Savings Bank A/c | Rs. 100/- | ||
Current A/c | Rs. 100/- | ||
ATM Card Renewal Charges (for three years) | |||
Savings Bank A/c | Nil | ||
Current A/c | Nil | ||
Duplicate ATM Card & PIN Mailer | |||
Savings Bank A/c | Rs. 120/- | ||
Current A/c | Rs. 230/- | ||
Duplicate Deposit Receipts | Rs. 150/- per Receipt | ||
Cheque Return | |||
Savings Bank A/c | Rs. 150/- (Inward / Outward) | ||
Current A/c | Rs. 150/- (Inward / Outward) | ||
Cash Credit | Rs. 150/- (Inward / Outward) | ||
Stop payment Instructions | |||
Savings Bank A/c | Rs. 70/- Per Leaf | ||
Current A/c | Rs. 120/- Per Leaf | ||
CC /CCD /CCC A/c | Rs. 120/- Per Leaf | ||
Stop Payment instruction after the loss of complete cheque book or range of cheques | |||
Savings Bank A/c | Rs. 100/- Per instance | ||
Current A/c | Rs. 200/- Per instance | ||
CC /CCD /CCC | Rs. 200/- Per instance | ||
OBC/IBC Cheques | Min. Rs. 46/- + Postage | ||
Upto Rs. 1,00,000/- | Rs. 5 Per Thousand +Postage | ||
More than Rs. 1,00,001/- | Rs. 575/- + Postage (Per Cheque) | ||
Solvency Certificate | |||
Upto Rs. 1,00,000/- | Rs. 500/- Per Certificate | ||
More than Rs. 1,00,001/- | Rs.2000/- Per Certificate | ||
(Maxi. Rs.10,000/- Per Certificate) | |||
Pay order/ D.D. | Min. Rs. 30/- Or | ||
Rs. 1.00 Per Thousand | |||
Revalidation of Pay order / DD | Rs. 50/- per instrument | ||
Cancellation of Pay order / DD | Rs. 50/- per instrument | ||
Issue of duplicate Pay order / DD | Rs. 50/- per instrument | ||
Electronic Clearing Service {ECS} (Inward / Outward - Return) | |||
Savings Bank A/c | Rs. 200/- | ||
Current A/c | Rs. 300/- | ||
CC /CCD /CCC | Rs. 300/- | ||
Loan file processing Charges | |||
For CRE Loan | 2% of loan limit | ||
For Non-CRE Loan | 1% of loan limit | ||
Renewal of Cash Credit | 0.25% of the limit (Maximum Rs. 25,000/-) | ||
Loan File Inspection Charges (New / Renewal) | |||
Up to Rs. 1,00,000/- | Rs. 50 Per Annum | ||
Rs. 1,00,001/- to Rs. 5,00,000/- | Rs. 100 Per Annum | ||
Rs. 5,00,001/- to Rs. 10,00,000/- | Rs. 300 Per Annum | ||
Rs. 10,00,001/- to Rs. 20,00,000/- | Rs. 400 Per Annum | ||
Rs. 20,00,001/- to Rs. 30,00,000/- | Rs. 500 Per Annum | ||
Rs. 30,00,001/- to Rs. 40,00,000/- | Rs. 600 Per Annum | ||
Rs. 40,00,001/- to Rs. 50,00,000/- | Rs. 900 Per Annum | ||
Rs. 50,00,001/- and Above | Rs. 1000 Per Annum | ||
Stationary Charges On Loan Files (New/Renewal) | |||
Up to Rs. 1,00,000/- | Rs. 100/- | ||
Above Rs. 1,00,000/- | Rs. 200/- | ||
Bank Guarantee Commission | |||
a. 100% of deposit | 1% of the Bank Guarantee amount | ||
b. 50% of Deposit + acceptable collateral security for bank | 2% of the Bank Guarantee amount | ||
c. less than 50% of Deposit + acceptable collateral security for bank |
3% of the Bank Guarantee amount | ||
Charges for Pre Payment of Loan | 3% of Balance Amount | ||
(Other than Housing Loan) | |||
RTGS Charges | |||
Rs. 2,00,001/- to 5,00,000/- | Rs 30/- Per RTGS | ||
More than Rs 5,00,001/- | Rs 50/- Per RTGS | ||
NEFT Charges | |||
Up to Rs 10,000/- | Rs. 10/- | ||
Rs. 10,001/- to 1,00,000/- | Rs. 20/- | ||
Rs. 1,00,001/- to 2,00,000/- | Rs. 30/- | ||
Above Rs. 2,00,000/- | Rs. 50/- | ||
Missing Locker Key | Rs. 500/- + Actual Charges paid to the company | ||
Missing of Token | Rs. 100/- Per Token | ||
E-Payment Charges | Rs. 100/- Per Challan | ||
Pending Locker Rent (Notice charges) | Rs.50/- + postage charges | ||
Penalty on late payment of Locker Rent | Rs.50/- per month | ||
Franking Charges | Rs. 10/- Per Frank | ||
Franking Cancellation Charges | Rs. 1,000/- for 1st copy & Rs. 250/- per copy of the rest original copies | ||
SMS Banking | Rs. 15/- | ||
Overdue notice charges by Branch Manager / Special Recovery Officer | Rs. 500/- | ||
Overdue legal notice charges by Legal Advisor | Rs. 1,500/- | ||