Loan Against Gold

Gold Loan

आपल्या प्रत्येक छोट्या मोठया गरजेसाठी

Your Gold can do lot more for you. LUB brings you a smart way to fulfill your dreams against your gold assets lying idle. Gold loan is available when you step into our bank with gold assest irrespective of your reason except speculation.



Any person having Gold assets(excluding bullion/ primary gold) and is between the age of 18years to 70 years.



Any domestic reason excluding speculation


Featurs & Conditions

  • Instant disbursal of loan. Step in with gold asset to bank & walk out with cash immediately.
  • Loan can be granted from Minimum amount of Rs.10,000/- to 10,00,000/-.
  • Utmost safety of gold at bank’s vault
  • Higher loan to value depending on purity, net weight of the gold. (upto 75% of valuion of gold*)
  • Minimum documentation
  • Lowest interest rate
  • No prepayment charges
  • Jewel Appraiser's Commission & stamp duty as applicable at the time of availment
  • Processing fees Rs.100+service Tax as applicable

Documents Required

  • One recent passport size Photo
  • PAN card
  • Address Proof

Rate of Interest

Loan Amount Interest Rate
Upto Rs.1,00,000/- Attractive rate of Interest.
From Rs.1,00,001/- upto Rs.5,00,000/- Attractive rate of Interest.
From Rs.5,00,001/- upto Rs.10,00,000/- Attractive rate of Interest.

Disclaimer: For loans: *Conditions apply: Credit at the sole discretion of the Bank and subject to guidelines issued by Board of Director from time to time.